UAE gratuity rules: Can banks take your end-of-service benefits to repay loans?

“UAE gratuity rules: Can banks take your end-of-service benefits to repay loans?”

Dubai: Leaving a job in the UAE does not necessarily mean employees can immediately access their full end-of-service gratuity , particularly if they have an outstanding personal loan. Banks may freeze or use gratuity payments to recover outstanding debts, even when borrowers have not missed an instalment. However, legal experts say there are limits to what banks can withhold, and employees may have grounds to challenge deductions. So, can a bank take your entire gratuity to settle a loan ? What…